Rebuild Your Credit &
Drive with Confidence
Get approved today—even with less-than-perfect credit. Suburban Motors helps you get back on the road and rebuild your financial future.
How It Works
Choose Your Vehicle
Browse our wide selection of affordable, quality vehicles.
Talk to a Specialist
Our Finance Managers will work with you to complete a credit application.
Get Approved & Drive
We’ll find flexible financing that fits your budget — then you hit the road!
Credit FAQs
How do I check my credit score?
You can check your credit score for free through services like Equifax, TransUnion, or most major Canadian banks' online platforms.
Will a bad credit score affect rates?
Yes, a lower credit score can mean higher interest rates, but we work with lenders who specialize in helping customers with all types of credit.
Can I get approved if I have bad or no credit history?
Yes! We have financing options specifically for people with low or no credit — our team is here to help.
How much should I put down on a car if I have low credit?
A larger down payment can help your approval chances, but we offer flexible options to fit your situation.
Can financing a car help rebuild my credit?
Yes — making on-time payments can improve your credit over time and show lenders you're a responsible borrower.
How long does the credit approval process take?
In many cases, we can get you pre-approved the same day — sometimes in just a few hours.
What documents do I need to apply for financing?
Typically, you'll need a valid ID, proof of income (like pay stubs), and proof of residence.
Are there special programs for first-time buyers or newcomers to Canada?
Yes, we offer programs tailored to first-time buyers and newcomers with limited credit history.
